Top 10 Ways to Prepare for Retirement

Facts Fewer than half of Americans have calculated how much they need to save for retirement. In 2012, 30 percent of private industry workers with access to a defined contribution plan (such as a 401(k) plan) did not participate. The average American spends 20 years in retirement. Putting money away for retirement is a habit we can all live with. Remember…Saving Matters! 1. Start saving, keep saving, and stick to… Read Article →

4 things we can learn from our best public pension plans

Canada’s public pensions come under a lot of fire for being too fat, too generous and too reliant on the public purse for their benefits. You can argue about the pros and cons of how plans representing teachers, nurses, firefighters, police and civic employees are set up, but you can’t argue with the success of the people hired to manage their money. Five big Ontario plans representing about 1.2 million… Read Article →